What is Income Protection Cover? Income protection insurance is insurance that guarantees your income if you are unable to work due to illness or disability. Most people plan and dream of having an income by the time they retire. But what if something happens to you and you can't work? Incom...

Few of us will be able to drive for the rest of our lives without getting into one or two minor collisions, whether it be from carelessly bumping the car in front of you in stop-and-go traffic or failing to see another parked car behind you when backing out of your parking space at a mall. What shou...

Damage to properties and electrical equipment is very common during periods of electricity load-shedding. This is how this impacts home and household contents insurance. (Image credited to: Matthew Henry) South Africa’s energy crisis seems to be getting worse by the day, with consumers...

Whether on vacation internationally or domestically, is it worth buying travel insurance? Travel insurance provides financial security when facing problems that may arise when traveling or on holiday. It covers the losses and unforeseen costs that can be associated with traveling. Have you wond...

Drones are not cheap technology. When making use of drones in a commercial sense, without comprehensive cover, even a slight change in weather can cause insurmountable damages. Many industries are beginning to make use of drones to provide footage and data, from the mining sector, construction, fi...

Insurable interest is vital in the world of insurance. By law, an insurance policy on property cannot be taken out without Insurable Interest. Insurable interest helps insurance companies prevent insurance fraud. Have you wondered about the following? What is Insurable Interest? ...

Have you wondered about the following?UnderinsuranceThe Average ClauseThe Average Clause formulaHow to avoid the Average Clause in the futureUnderinsuranceUnderinsurance can be defined as an instance in which your insurance cover – the amount your insurance policy will pay out in the case of a los...